The BLS covers three loan categories: loans to enterprises, loans to households for house purchase, and consumer credit and other lending to households. On balance, the surveyed banks tightened their credit standards for loans to enterprises and loans to households. The net percentage of banks that tightened their requirements was +⁠ 16 % for loans to enterprises, +⁠ 4 % for loans to households for house purchase, and +⁠ 11 % for consumer credit and other lending to households. The tightening of credit standards for loans to enterprises was in line with what the banks had originally been planning in the previous quarter. It affected large enterprises as well as small and medium-sized enterprises to a similar extent.

The financial accounts summarise financial flows in the economy and thereby contribute to the picture provided by the national accounts, which focus on the real economy. Among other things, they show whether, on balance, financial resources were taken up or made available and in what form (eg loans or shares).

Inflation this year is going to be noticeably higher than we were expecting it to be before the war in the Middle East broke out, Bundesbank President Joachim Nagel told the RedaktionsNetzwerk Deutschland (RND) media network in an interview. How high inflation turns out to be mainly depended on how long the Strait of Hormuz remained blocked, he added. If the outlook doesn’t improve noticeably, I would expect us to raise interest rates in June, Nagel said, pointing to the geopolitical situation and rising energy prices.

Die Präsidentin der Europäischen Zentralbank (EZB), Christine Lagarde, und der Präsident der Reserve Bank of India (RBI), Sanjay Malhotra, unterzeichneten heute ein Memorandum of Understanding über die Zusammenarbeit im Bereich des Zentralbankwesens. Die Unterzeichnung fand am Rande der Sitzungen der Bank für Internationalen Zahlungsausgleich in Basel statt.

This year’s “Banking supervision in dialogue” symposium centred around the competitiveness of Germany’s banking sector, the way forward for banking regulation, and the impact of technological and geopolitical trends. Hosted by Corinna Egerer and Philipp Otto, this industry event in Frankfurt am Main brought together around 800 representatives from the supervisory and banking communities.

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Month-end external assets and liabilities of domestic banks, their foreign branches and foreign subsidiaries broken down by country and currency as well as by category, maturity and sector of the respective creditors and debtors. Month-end foreign currency positions vis-à-vis residents (supplementary form FW) of domestic banks.