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Banking stress test: Profitability of small and medium-sized credit institutions improved significantly in 2023

07.10.2024

The banking stress test just conducted jointly by BaFin and the Bundesbank has shown that the profitability of small and medium-sized banks and savings banks in Germany improved significantly in 2023. Institutions have emerged from the interest rate reversal with stronger profitability and a higher capital base, and are also prepared for a severe crisis scenario. At a joint press conference in Frankfurt, Raimund Röseler, Chief Executive Director of Banking Supervision at BaFin, and Michael Theurer, the Bundesbank Executive Board member responsible for banking supervision, presented the results of the “LSI stress test”.

Results of the 2024 LSI stress test
Press conference ©BaFin\Clemens Hess
The Bundesbank hosts an international autumn conference

07.10.2024

This year, the Bundesbank’s autumn conference in Frankfurt am Main focused on the challenges facing financial markets, financial intermediaries and central banks. The conference, which was organised in cooperation with the Humboldt University of Berlin, hosted international guests and speakers from the Federal Reserve Bank, the European Central Bank, the Bank of England, King’s College London, Princeton and Bocconi University, among many more.

The Bundesbank hosts an international autumn conference
Participant at the fall conference ©Marcus Kaufhold
The future of the euro: digital currency in everyday life and the financial markets

25.09.2024

The digital euro is not intended as a substitute for existing products, Bundesbank Executive Board member Burkhard Balz underscored at a joint Bundesbank-Oesterreichische Nationalbank conference where experts and central bankers discussed the usefulness of the digital euro for everyday payments and the financial markets. They also addressed potential challenges associated with its introduction.

The future of the euro: digital currency in everyday life and the financial markets
Conferenz "The future of the euro" ©Tim Wegner
Monthly Report: German economy remains weak

19.09.2024

The German economy continues to be weak, according to the current issue of the Bundesbank’s Monthly Report. Output in the industrial sector and in construction got off to a sluggish start in the third quarter of 2024 and consumers are holding back on spending. From today’s perspective, real gross domestic product (GDP) could stagnate or decline again somewhat in the third quarter. However, the authors of the article are currently not expecting a recession in the sense of a significant, broad-based and persistent decline in economic output.

Monthly Report: German economy remains weak
A shopping trolley in front of supermarket shelves ©Adobe Stock / Light Impression