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SEPA Credit Transfer
SEPA credit transfers have been available for processing both domestic and cross-border European payments since 28 January 2008. In order to use this procedure, a payment service provider must first sign the corresponding European Payments Council (EPC) adherence agreement and convert its systems to process SEPA payments.
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The technical standard in SEPA
SEPA payments are processed on the basis of the respective current versions of the European Payments Council documentation (Rulebooks und Implementation Guidelines).