Um nach dem 1. Februar 2014 am Lastschriftverfahren teilnehmen zu können, müssen Unternehmen u.a. eine Gläubiger-Identifikationsnummer besitzen. Die Ausgabe der Nummern übernimmt in Deutschland die Bundesbank in Abstimmung mit der Deutschen Kreditwirtschaft (DK). Anträge können nur elektronisch gestellt werden.

Speaking at the Bundesbank’s third Financial Centre Conference, Bundesbank President Joachim Nagel said that Germany needed to pick up the pace of structural reform if it is to overcome its weak growth. According to First Deputy Governor Sabine Mauderer, there needs to be a capital market for all, whether people want to save for retirement or invest in German businesses. At the conference, decision-makers from the world of politics, business and finance discussed how Germany and Europe could finance their future.

Die Jahreswachstumsrate des weit gefassten Geldmengenaggregats M3 sank im August 2025 auf 2,9 % nach 3,3 % im Juli (revidiert von zuvor 3,4 %).

From now on, the Bundesbank will also publish the ten-year averages for discount interest rates pursuant to section 253 (2) of the German Commercial Code each month.

Die aggregierte Summe der Aktiva der Kreditinstitute mit Sitz in der EU erhöhte sich von 32,62 Bio. € im März 2024 auf 33,13 Bio. € im März 2025, was einer Zunahme um 1,54 % entspricht.

Market risk is the risk of losses in on- and off-balance sheet risk positions arising from movements in market prices. Under the Capital Requirements Regulation (CRR), credit institutions are required to hold own funds for market risk to cover foreign exchange risk and commodities risk in their non-trading and trading books as well as position risk (risk of positions in debt and equity instruments) in their trading book. They can use either the standardised approach or internal risk models to calculate their market risk.

The customer classification is made available to institutions subject to reporting requirements which have to classify economic agents by sector for Bundesbank statistics. For this purpose a sectoral breakdown with explanations is published in the Special Statistical Publication 1 which corresponds to the classification used in the "European System of Accounts (ESA 95)".

Wie gelingt kreative Teamarbeit, wenn man nichts hört? Oliver erzählt, wie er trotz Gehörlosigkeit täglich mit vollem Einsatz gestaltet – und wie Inklusion bei der Bundesbank gelebt wird.

The Bundesbank is committed to ensuring that people can always pay whichever way they prefer – be it cash or cashless. In this context, the Bundesbank has looked into how the public views the acceptance of cashless means of payment in Germany. It was found that over one in two respondents had wanted to make a cashless payment at least once in recent months but were unable to do so due to cashless payment instruments not being accepted. In addition, just under three-quarters of respondents are in favour of the idea of mandating cashless payment acceptance.