With a view to the future, a pan-European deposit insurance scheme is envisaged. The European Commission's proposals foresee the gradual implementation of a system of comprehensive insurance by 2024, under which bank customers' savings would be covered by a European fund in the event of a bank insolvency.

The latest event in the Bundesbank Invited Speakers Series saw Stanford University professor Darrell Duffie and Bundesbank Executive Board member Fritzi Köhler-Geib discuss the role that payment systems play in demand for central bank reserves. Their conversation also focused on structural change in the financial system as well as the impact of digital innovations on monetary policy and financial stability.

The term "credit risk mitigation techniques" refers to institutions' collateral agreements that are used to reduce risk arising from credit positions.

The Centralised Securities Database is a security-by-security reference database that contains data on instruments, issuers and prices for debt securities, equity instruments and investment fund shares issued worldwide. A security-by-security database is a microdatabase that stores statistics at an individual security level.

The Federal Republic of Germany issues Treasury discount paper, Federal Treasury notes, five-year Federal notes and Federal bonds on the following issue terms.