Laut der Umfrage zum Kreditgeschäft im Euro-Währungsgebiet vom Juli 2022 wurden die Kreditrichtlinien (d. h. die internen Richtlinien oder Kriterien einer Bank für die Kreditgewährung) für Unternehmenskredite (inklusive Kreditlinien) im zweiten Quartal 2022 nochmals deutlich verschärft. 

German banks tightened their credit standards for loans to enterprises marginally in the second quarter 2022. In the case of loans to households for house purchase, the tightening of credit standards was stronger than at any other time since the introduction of the BLS. Credit standards for consumer credit and other lending were also tightened.

Franz-Josef Benedikt steps down as President of the Bundesbank’s Regional Office in Bavaria and is succeeded by Reinhold Vollbracht, who previously headed a strategic office in the Directorate General Banking and Financial Supervision. Mr Benedikt retires at the end of July after serving in various positions during a 36-year career at the Bundesbank.