General Terms and Conditions

Next replaces the current ExtraNet. All relevant external sector reporting functions that are currently available in ExtraNet will also be provided in NExt.

The National Cash Forum facilitates the ongoing and open exchange of information on cash issues between the relevant stakeholders in the cash cycle in Germany. It is expected to meet up to twice a year.

The German government has decided to mint a €2 commemorative coin entitled “Saarland”. Scheduled for be issued at 16 January 2025, the coin is part of the “Federal States II” series that began in 2023. One €2 coin will be brought out every year, each celebrating a different federal state and showcasing an emblem that encapsulates the state depicted.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

At the beginning of November, Fritzi Köhler-Geib was appointed as new member of the Executive Board. The Executive Board has therefore reallocated its areas of responsibility. The following allocation of responsibilities shall apply with immediate effect.

Der digitale Euro wäre ein digitales Zahlungsmittel. Er würde von den Zentralbanken des Euroraums ausgegeben werden – genauso wie die Euro-Banknoten. Alle Bürgerinnen und Bürger könnten den digitalen Euro nutzen. Die Zentralbanken des Euroraums würden damit den Bürgerinnen und Bürgern zusätzlich zu Bargeld ein Zahlungsmittel anbieten, das sie schnell, einfach und sicher verwenden könnten.

When the third stage of European monetary union (EMU) was initiated on 1 January 1999, monetary and foreign exchange policy was transferred to the European System of Central Banks (ESCB), which consists of the European Central Bank (ECB) and the national central banks of the participating member states.

Information on the €5 collectors’ coin series “Climate zones of the earth” and “Wonderful world of insects”. 

Sie haben Ihr berufliches Ziel bereits klar vor Augen und wollen Ihre im Studium erworbenen Kenntnisse unmittelbar anwenden?

Dann bewerben Sie sich direkt auf eine ausgeschriebene Stelle in einem der vielfältigen und interessanten Tätigkeitsbereiche der Deutschen Bundesbank.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

Unlike the nominal interest rate, the yield on debt securities outstanding indicates the interest actually received per annum.

The Deutsche Bundesbank will use your personal information in compliance with data protection regulations and has appointed a Data Protection Officer pursuant to the Federal Data Protection Act.

From 29 October 2025, the Money Museum will be offering a unique, collaborative play and spatial experience on the theme of money with its special exhibition ‘My Money & Me’. More information about the content and registration can be found here.

Die Finanzsanktionen angesichts der Lage in Belarus dienen der Durchführung von Maßnahmen der Europäischen Union.

Pictures and information on DEM banknotes and coins, BBK3 and previous series.

Would you like to see the financial industry from a different angle? Would you like a glimpse into everyday working life at a central bank?

Cash or girocard payments remain the least expensive types of payment for retailers. According to the latest Bundesbank study The cost of payment methods in the retail sector, the average cost per cash payment amounts to only €0.43. In terms of the ratio of cost to turnover, the girocard is the most cost-effective method, at an average cost of 1 % of turnover.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

Du willst die Welt des Geldes verstehen lernen und hast großes Interesse an den Hintergründen moderner Finanzsysteme? Mit diesem dualen Bachelor-Studium bieten wir Dir einen einzigartigen Berufseinstieg in die Welt des Geldes.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

The €200 banknote of the Europa series was introduced on 17 September 2018. The Europa series was introduced in May 2013, starting with the €5 banknote.

Die Finanzsanktionen gegen Venezuela dienen der Durchführung von Maßnahmen der Europäischen Union.

The focus of interest rate statistics is the interest rates applied by domestic banks (MFIs) in Germany and the related volumes of euro-denominated deposits and loans vis-à-vis households and non-financial corporations domiciled in euro-area countries.

Die Finanzsanktionen gegen die Demokratische Volksrepublik Korea (DVRK) dienen der Durchführung von Maßnahmen des Sicherheitsrats der Vereinten Nationen.

As part of its Christmas series, the German government has decided to mint a €25 collector coin entitled “Advent wreath”, to be issued at 21 November 2024.

Information on the series “Air Moves” and “In the service of society”.

Mit dem Bachelor-Studium „Business Management“ bieten wir Dir – in Kooperation mit der Ostbayerischen Technischen Hochschule in Regensburg (OTH) – einen grundlegenden wirtschaftswissenschaftlichen Berufseinstieg.

Mit dem Bachelor-Studium der Betriebswirtschaftslehre in der Studienrichtung Bank bieten wir Dir – in Kooperation mit der Dualen Hochschule Baden-Württemberg (DHBW) – einen attraktiven Berufseinstieg in einem zentralen Thema unseres Wirtschaftssystems.

Die Finanzsanktionen angesichts der Lage in Haiti dienen der Durchführung von Maßnahmen des Sicherheitsrats der Vereinten Nationen. Sie werden grundsätzlich durch unmittelbar geltende Rechtsakte der Europäischen Union (EU-Verordnungen) in Kraft gesetzt.

Mit dem Bachelor-Studium der Betriebswirtschaftslehre mit dem Schwerpunkt Digital Business Management bieten wir Dir – in Kooperation mit der Dualen Hochschule Baden – Württemberg in Karlsruhe (DHBW) – einen attraktiven Berufseinstieg in ein Zukunftsfeld.

Bundesbank’s external position stood at €878 billion at the end of November 2025, with claims from the TARGET2 payment system worth €1041 billion making up around 67 % of total assets. These are followed by international reserves, comprising gold and foreign exchange reserves, including the special drawing rights allocated by the International Monetary Fund (IMF), which account for a total of 25 % of assets. At 86 %, issuance of euro cash accounted for the bulk of liabilities. Deposits of non-euro area residents amount to 6 % of foreign liabilities.

The average inflation expectations of individuals in Germany for the next 12 months decreased slightly in November, to 2.9 %. In response to a qualitative question on inflation rate developments, the share of households expecting inflation rates to rise during this period declined by 7 percentage points on the previous month to 52 %. Average expectations for inflation three years ahead rose to 3.4 % in November (October: 3.2 %). By contrast, expectations for the average over the next five years remained unchanged, at 3.4 % (October: 3.4 %).

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

Die Finanzsanktionen gegen die DR Kongo dienen der Durchführung von Maßnahmen des Sicherheitsrats der Vereinten Nationen

The subject area contains information on exchange rates and effective exchange rates. 

Overall, our existing rules for banking regulation are not too onerous. But they can be fragmented, complicated and sometimes contradictory. This is what we are addressing with the High-Level Task Force proposals, said Bundesbank President Joachim Nagel upon publication of the report by the European Central Bank’s High-Level Task Force on Simplification. The report contains 17 recommendations on how to simplify the Eurosystem’s regulatory and supervisory framework.

Card payments are now the predominant form of electronic payment in Germany, as highlighted in the Bundesbank’s latest Monthly Report. The main driving forces behind the increased usage of cards as a means of payment have been the introduction of contactless technologies as well as changes in consumer behaviour as a result of the COVID-19 pandemic. In the Monthly Report, the authors analyse current developments in the card market in Germany as well as other trends such as instant payments and mobile payments.