In der aktuellen Ausgabe informieren wir Sie unter anderem über die Einstellung des Scheckabwicklungsdienstes des EMZ, eine Studie zu den Kosten der Zahlungsmittel im Handel, das Pontes-Projekt, Herausforderungen für den europäischen Nachhandelssektor, Betrugsbekämpfung sowie über die Sibos 2025.

The Bundesbank’s Forecast for Germany, which provides an outlook on how the German economy is likely to develop in the near future, will be published in the December 2025 edition of the Monthly Report. A second article describes the acceptance of cash in various economic sectors in Germany. In addition, current developments in the card payment market in Germany are discussed within the context of the shift that is occurring in cashless payments. The fourth and final article analyses the profitability and financing of German enterprises in 2024.

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This study examines the costs incurred by the use of cash and cashless payment methods in brick-and-mortar retail and related industries.

The November 2025 edition of the Monthly Report comments on the economic situation in Germany in autumn 2025.

Der Banknotenumlauf in Deutschland hat einen geringen ökologischen Fußabdruck. Das ist das Ergebnis einer Studie im Auftrag der Deutschen Bundesbank. Die Studie untersucht, wie sich die Ausgabe, Verteilung, Nutzung und Entsorgung von Euro-Banknoten auf die Umwelt auswirken.

Germany’s fiscal rules were fundamentally reformed in March. Extensive scope for borrowing now exists to address the major challenges in the areas of defence and infrastructure. This is appropriate on a temporary basis. However, because there is unlimited scope to borrow for defence spending, neither sound government finances nor compliance with the EU rules are guaranteed over the longer term. Also, the preferential status accorded to government investment within the scope for borrowing is only temporary. The following proposal to reform the debt brake addresses both of these issues.