Laut der Umfrage zum Kreditgeschäft im Euroraum vom Oktober 2024 blieben die Kreditrichtlinien
(d. h. die bankinternen Richtlinien oder Kriterien für die Kreditgewährung) für Unternehmenskredite
(inklusive Kreditlinien) im dritten Quartal 2024 unverändert; per saldo meldeten 0 % der Banken eine Veränderung.

Burkhard Balz is the member of the Bundesbank’s Executive Board tasked with the future implementation of the digital euro. However, the success of the project is not automatically assured. In an interview, Mr Balz explains where there is resistance, what it will entail for us, what the future of cash will look like and what we will see on new banknotes.

Implementation in the EU of the Basel III reform package will lead to a 3.3% increase in minimum required capital (MRC) by 2030 for a sample of 36 German financial institutions. The Bundesbank calculated this result in a study based on data from large institutions in particular.

Director for Board and International Affairs

On 16 September, the Deutsche Bundesbank and the National Bank of Kazakhstan signed a Memorandum of Understanding (MoU) which provides a formal basis for their long-standing collaboration and intensifies cooperation within the framework of the CCAMTAC. Read more below about the details and importance of this partnership.

Sustainable Finance refers to the integration of environmental, social and governance aspects into the decision-making of financial players.

Changing jobs in the midst of a pandemic is challenging, especially if the new post is abroad. Jens Reich, Marie-Therese Gold, Michael Schardt and Alexander Lieber now work for the Bundesbank overseas. 

The certificate is self-signed with the SHA-256 algorithm and is valid for twelve years.

Technology-based financial enterprises, also known as fintechs, have the potential to transform the financial system permanently. Experts from 15 countries discussed the challenges central banks and financial supervisory authorities face in their work with the advent of fintechs.

The certificate is self-signed with the SHA-256 algorithm and is valid for twelve years.

Ceremonies took place to formally mark two changes of office, each with around 50 guests. The new Bundesbank representatives are Thomas Notheis in Mumbai and Alexander Lieber in São Paulo.

Dr Johannes Ludwig is the new Deputy Head of the New York Representative Office.

Cooperative arrangements are valuable, as they save resources, increase reach and strengthen networks

In her animated films, the Bundesbank explains important topics easy to understand.

Ruth Förtsch, Daniel Nagel, Karin Sagner-Kaiser and Alexander Schwarz are new on the CIC team.

Following many online courses over the past two years, the “Introduction to the Basel Framework” course was held in Frankfurt as a face-to-face event in April. Marcus Haas, advisor on banking supervision, reports on how it went and the advantages and disadvantages of in-person courses.

The certificate is signed with the SHA-256 algorithm by the Bundesbank Root CA 2017 Advanced and is valid for six years.

Burkhard Balz, the Executive Board member responsible for the CIC, draws on his many years of experience to bring personal insights to international central bank dialogue.

Die Bruttoemissionen am deutschen Rentenmarkt lagen im August 2024 mit 113,5 Mrd € unter dem Wert des Vormonats (118,6 Mrd €). Nach Berücksichtigung der Tilgungen und der Eigenbestandsveränderungen der Emittenten stieg der Umlauf heimischer Rentenwerte um 7,5 Mrd € (Juli: – 1,2 Mrd €). Ausländische Titel wurden für netto 9,3 Mrd € am deutschen Markt untergebracht, sodass der Umlauf von in- und ausländischen Schuldverschreibungen in Deutschland im Ergebnis um 16,8 Mrd € zunahm. 

On 11 October 2023, we will be turning our attention to gold. Register now for the online course.

At the beginning of November, the Centre for International Central Bank Dialogue welcomed a delegation from Malawi to Frankfurt for the first time.

Automation, digitalisation, process optimisation, pandemic preparedness, counterfeit money – all issues that have a bearing on cash management. Our new online courses address these topics and more. 

Is cash a thing of the past? Certainly not! It is an important means of payment and will remain so in the future. A central bank should be well prepared in this respect. In this age of automation and digitalisation, it is important to address the right questions and make adjustments for the future. The CIC has an interesting proposal relating to this issue.

Britta Weinmann is the Bundesbank’s new representative at the German embassy in Moscow. Ms Weinmann, who worked in banking supervision at the Bank’s Regional Office in Hesse prior to this, took over her new role on 1 August from Sven Redel

Martin Dinkelborg is the programme manager responsible for the recently launched EU-funded project with the Western Balkans, a major project involving 30 institutions. In an interview, he illustrates just how complex the project is and talks of the many challenges that had to be overcome before the programme could be launched.

The Centre for International Central Bank dialogue welcomes the University’s international outlook and values our close collaboration.

Germany’s current account recorded a surplus of €14.4 billion in August 2024, down €3.3 billion on the previous month’s level. This was chiefly attributable to a smaller goods account surplus.

All course information in one place – from registration to feedback.

The signed Memorandum of Understanding (MoU) formally extends the long-standing cooperation between the Deutsche Bundesbank and the Bank of Namibia, which stretches back ten years. Staff training, technical support, benchmarking exercises and staff exchanges are planned.

After a break of three years, the bilateral meeting, the 16th of its kind, took place with colleagues from the Bank of Korea in Frankfurt on 3 and 4 November 2022.

A lack of data is making it very difficult to estimate probabilities of default. Experts from 13 countries discussed different approaches, from the factoring in of certain variables to the development of algorithms. Only time will tell which of these will win out in practice.

The new online courses have been up and running for three months. Marcus Haas, advisor on banking supervision, gives us a personal insight into the new normal.

A large number of international central banking courses will be held online in the first half of 2021. The spectrum of topics is broad, ranging from monetary policy, good governance, statistics and cash management through to banking supervision and financial stability.

The Representative Office in New York provides an informal atmosphere – Bundesbank staff present their work to American banking and financial experts. To start off: Dr Weigert with the 2018 Financial Stability Review.

Fight against euro counterfeiting in North Macedonia and strengthening overall central banking business in Belarus are at the focus of the current twinning and twinning light projects.

The certificate is self-signed with the SHA-256 algorithm and is valid for twelve years.

Profile Andreas Gauf

Dr Nguyen Kim Anh, Deputy Governor of the State Bank of Vietnam, and Burkhard Balz, Member of the Executive Board of the Deutsche Bundesbank shake hands on MoU extension. 

If everyone pulls together, even complex projects can run smoothly and successfully.

The coronavirus pandemic has forced central banks to make significant strides in their digitalisation efforts. 30 experts came together in an ad hoc expert panel to share their experiences with the digitalisation process. The Bundesbank offered insights into its new InnoWerk lab.