The total number of credit institutions in Germany (including legally dependent building and loan associations) fell by 160 throughout the year to 1,519 institutions. While the consolidation process has been moderate, especially since 2008, it has been gradually picking up the pace again since 2016.

Generelle bankrechtliche Regelungen zur Abwicklung des unbaren Zahlungsverkehrs finden Sie in den Allgemeinen Geschäftsbedingungen der Deutschen Bundesbank.

The June 2022 edition of the Monthly Report outlines the outlook for the German economy for 2022 to 2024 and lays out long-term scenarios and options for reforming the pension insurance scheme. Furthermore, it analyses both bracket creep in income tax rates and the current developments and challenges facing public finances in the euro area. The report concludes with an article on the survey of firms conducted by the Deutsche Bundesbank and how it is used to assess the financial situation of the corporate sector.