German banks tightened their credit standards for loans to enterprises in the fourth quarter of 2025 to an extent not seen since 2023. This is revealed by the Bundesbank's most recent round of the Bank Lending Survey. The banks pointed to the renewed rise in credit risk as the reason for this tightening.

The Monetary Authority of Singapore (MAS) and the Deutsche Bundesbank today signed a Memorandum of Understanding (MoU) regarding collaboration on cross-border digital asset settlement.

Germany’s current account recorded a surplus of €15.1 billion in November 2025, up €0.3 billion on the previous month’s level. Although the surplus in the goods account decreased, the swing to a surplus in invisible current transactions, which comprise services as well as primary and secondary income, was slightly stronger.

The Deutsche Bundesbank calculates the basic rate of interest pursuant to Section 247(1) of the German Civil Code (Bürgerliches Gesetzbuch) and publishes its current level in the Federal Gazette (Bundesanzeiger) pursuant to Section 247(2) of the German Civil Code.

The German economy will make headway again in 2026: while progress will be subdued initially, it will then slowly pick up, said Bundesbank President Joachim Nagel, presenting the Bundesbank’s new Forecast for Germany. According to the forecast, economic growth is being driven mainly by government spending and a resurgence in exports. The experts are expecting GDP growth in 2027 and 2028 as well.

Germany’s current account recorded a surplus of €14.8 billion in October 2025, down €1.0 billion on the previous month’s level. 

Cash or girocard payments remain the least expensive types of payment for retailers. According to the latest Bundesbank study The cost of payment methods in the retail sector, the average cost per cash payment amounts to only €0.43. In terms of the ratio of cost to turnover, the girocard is the most cost-effective method, at an average cost of 1 % of turnover.

Germany’s current account recorded a surplus of €18.6 billion in September 2025, up €9.1 billion on the previous month’s level. This was mainly caused by a larger goods account surplus. Another reason was the shift to a surplus in invisible current transactions, which comprise services as well as primary and secondary income.

Banknote circulation in Germany has a small environmental footprint. This is the result of a study commissioned by the Deutsche Bundesbank which examines the environmental impact of the issuance, distribution, use and disposal of euro banknotes.