Die Europäische Zentralbank hat erläutert, mit welchen Funktionalitäten die App für den digitalen Euro ausgestattet werden soll, um allen Nutzerinnen und Nutzern den Zugang zu grundlegenden Diensten im Zusammenhang mit dem digitalen Euro zu ermöglichen. 

Mit dem digitalen Euro wollen wir unsere gemeinsame Währung, den Euro, fit für die Zukunft machen, sagte Bundesbankpräsident Joachim Nagel bei „Bundesbank Spotlight“ in Berlin. Bei der ersten Veranstaltung des neuen Bundesbank-Formates diskutierte er mit Ramona Pop, Vorständin des Verbraucherzentrale Bundesverbands, und Christian Sewing, Vorstandsvorsitzender der Deutschen Bank und Präsident des Bankenverbands über den Nutzen des digitalen Euro.

In 2025, for the first time, people in Germany used cashless means of payment to pay for their day-to-day purchases more frequently than cash. According to the Bundesbank’s latest study on payment behaviour, 55 % of all recorded purchases were settled without cash in 2025. The trend towards cashless payments is continuing, explained Executive Board member Burkhard Balz at the presentation of the results.

Inflation this year is going to be noticeably higher than we were expecting it to be before the war in the Middle East broke out, Bundesbank President Joachim Nagel told the RedaktionsNetzwerk Deutschland (RND) media network in an interview. How high inflation turns out to be mainly depended on how long the Strait of Hormuz remained blocked, he added. If the outlook doesn’t improve noticeably, I would expect us to raise interest rates in June, Nagel said, pointing to the geopolitical situation and rising energy prices.

Private and public digital money will likely coexist in a future digital payment ecosystem, Executive Board Member Fritzi Köhler-Geib said during a fireside chat with Chiara Scotti, Deputy Governor of Banca d’Italia, at Villa Vigoni in Menaggio, Italy. The chat was part of a research workshop on payments and digital assets, jointly organised by Banca d’Italia and the Bundesbank.

It is not wise to outsource our sovereignty, said Bundesbank President Joachim Nagel in a speech at the House of the Euro in Brussels. He gave this speech at an event on the digital euro and its importance for Europe’s strategic autonomy. Mr Nagel stressed the need to make Europe’s payment infrastructure more independent and more resilient. The digital euro provides this opportunity, Mr Nagel said. 

Stability needs innovation, Bundesbank President Joachim Nagel said at an event marking the five-year anniversary of the Bundesbank’s innovation lab, InnoWerk, in Frankfurt. To celebrate, InnoWerk invited experts on innovation from within the financial sector to network and discuss developments.