The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

The Bundesbank’s RPS SEPA-Clearer provides a competitively neutral, high-performance and cost-effective payment procedure for the processing of SEPA payments. When processing submitted payments, a distinction is made between SEPA credit transfers and SEPA direct debits, as well as  SCC card payment.

On 13 March 2024, the ECB Governing Council decided on changes to the operational framework for implementing monetary policy. These changes will affect how central bank liquidity will be provided as excess liquidity in the banking system, while remaining significant over the coming years, gradually declines.

The monetary policy turnaround shaped the Bundesbank’s balance sheet last year. The profit and loss account for 2022 reported a distributable profit of zero. This result was achieved by tapping €1 billion worth of risk provisions. As in the previous years, no profit was transferred to the Federal budget. “The Bundesbank sustained exceptional financial burdens in 2022,” Bundesbank President Joachim Nagel said at the joint press conference with Executive Board member Joachim Wuermeling.

The worsening energy crisis, a sharp economic slump and abruptly rising market interest rates could put the financial system in Germany under considerable pressure. “To ensure that potential stress is not amplified via the financial system, financial institutions must be sufficiently resilient on their own,” said Claudia Buch, Vice-President of the Deutsche Bundesbank, at the presentation of the 2022 Financial Stability Review. “Financial institutions should assess the impact of adverse scenarios. Given the high uncertainty, they should engage in prudent risk provisioning and exercise caution when distributing profits,” emphasised Bundesbank Executive Board member Joachim Wuermeling.

Im Januar 2026 wies die Leistungsbilanz einen Überschuss von 38 Mrd. € auf (nach 13 Mrd. € im Vormonat).

Fight against euro counterfeiting in North Macedonia and strengthening overall central banking business in Belarus are at the focus of the current twinning and twinning light projects.