„Wir werden alles dafür tun, damit die Menschen auch künftig die Wahlfreiheit haben, ob sie bar oder unbar zahlen möchten", sagte Vorstandsmitglied Burkhard Balz bei der Veranstaltungsreihe "Bits und Bargeld" in Wiesbaden. 

Vor rund 160 Gästen diskutierte er mit Kirsten Schoder-Steinmüller, Präsidentin des Hessischen Industrie- und Handelskammertags und Philipp Wendt, Vorstand der Verbraucherzentrale Hessen, über den digitalen Euro, das Bargeld und die Zukunft des Bezahlens.

The Bundesbank is committed to ensuring that people can always pay whichever way they prefer – be it cash or cashless. In this context, the Bundesbank has looked into how the public views the acceptance of cashless means of payment in Germany. It was found that over one in two respondents had wanted to make a cashless payment at least once in recent months but were unable to do so due to cashless payment instruments not being accepted. In addition, just under three-quarters of respondents are in favour of the idea of mandating cashless payment acceptance. 

Speaking at the Bundesbank’s third Financial Centre Conference, Bundesbank President Joachim Nagel said that Germany needed to pick up the pace of structural reform if it is to overcome its weak growth. According to First Deputy Governor Sabine Mauderer, there needs to be a capital market for all, whether people want to save for retirement or invest in German businesses. At the conference, decision-makers from the world of politics, business and finance discussed how Germany and Europe could finance their future.

Im Juli 2025 wies die Leistungsbilanz einen Überschuss von 28 Mrd. € auf (nach 36 Mrd. € im Vormonat).

The German economy is likely to grow slightly in the third quarter of 2025, the Bundesbank’s Monthly Report states. Despite continued unfavourable investment conditions for firms and additional burdens caused by the new US tariffs, there were no signs of any major setbacks for industry. It got off to a surprisingly strong start in the third quarter. A recovery in construction output is yet to materialise, however. Private consumption is likely to increase slightly, if at all, as the labour market is not providing any strong stimulus at present. The inflation rate rose to 2.1 % in August.

Here you will find information on issuance by monetary financial institutions ("securities issues").

on the topic of Direct investments

on the topic of Statistics of the banks' profit and loss accounts

Regulation of banks is essential to the stability of our financial system. But how appropriate is the time and effort for smaller, regional banks? In a guest article in the Frankfurter Allgemeine Zeitung, Bundesbank Executive Board member Michael Theurer and BaFin President Mark Branson highlight the challenges facing small banks in Europe and call for a novel approach to reducing EU-wide regulatory requirements for small banks without jeopardising safety standards.

Die Finanzsanktionen gegen bestimmte Personen, Organisationen und Einrichtungen angesichts der Lage in der Ukraine dienen der Durchführung von Maßnahmen der Europäischen Union.

Aktualisierung der einzelnen EZB-Indikatoren für die Lohnentwicklung (Wage Tracker) unter Berücksichtigung der bis Ende August 2025 abgeschlossenen Tarifverträge; zukunftsgerichteter Zeithorizont ausgeweitet bis Ende Juni 2026.

Aggregierte harte Kernkapitalquote im zweiten Quartal 2025 bei 16,12 % (nach 16,05 % im Vorquartal und 15,81 % ein Jahr zuvor). Aggregierte annualisierte Eigenkapitalrendite im zweiten Quartal 2025 bei 10,11 % (nach 9,85 % im Vorquartal und 10,11 % ein Jahr zuvor). Aggregierte Quote notleidender Kredite (ohne Guthaben) bei 2,22 % (nach 2,24 % im Vorquartal und 2,30 % ein Jahr zuvor). Liquiditätsdeckungsquote im zweiten Quartal 2025 bei 157,84 % (nach 156,24 % im Vorquartal).

Bundesbank President Joachim Nagel used an interview with the “Frankfurter Allgemeine Zeitung” newspaper to share his views on the ECB’s latest interest rate decision, inflation and the digital euro. Commenting on European monetary policy, Nagel said, In these uncertain times, we are not going to change our winning formula: We are not pre-committing to a particular rate path but look at the incoming data and make a decision on that basis at the respective monetary policy meeting. He sees positive effects for Germany from rising investment in Germany on infrastructure and defence.

From 1 January 2002, euro banknotes and coins are legal tender in all EU member states participating in monetary union. This has nullified the legal tender status of all payment media denominated in Deutsche Mark.

Hotline an service hours for cash business partners

Germany’s current account posted a surplus of €14.8 billion in July 2025, down €2.3 billion on the previous month’s level. The surplus in the goods account increased, but there was a stronger decline in the balance of invisible current transactions, which comprise services as well as primary and secondary income.

For many years the Directorate General Banking and Financial Supervision and Directorate General Financial Stability have organised the Bundesbank's autumn conference in Frankfurt on a rotating basis.