General government debt in Germany increased by €144 billion in 2025 to €2.84 trillion. Central government debt, including its off-budget entities, grew by €107 billion. 

General government debt in Germany increased by €144 billion in 2025 to €2.84 trillion. Central government debt, including its off-budget entities, grew by €107 billion. The debt ratio, meaning the ratio of debt to nominal gross domestic product (GDP), rose by 1.3 percentage points to 63.5 %.

The average inflation expectations of households in Germany for the next 12 months decreased by 0.2 percentage point in February to 2.7 %. In response to a qualitative question on inflation rate developments, the share of households expecting inflation rates to rise during this period grew by 5 percentage points on the previous month to 52 %. Average expectations for the inflation rate in three years’ time declined in February, dropping by 0.1 percentage point to 3.1 %. Expectations for the average over the next five years remained stable at 3.3 %.

In T2 there are two regular releases scheduled per year – one on the second weekend of June and one on the third weekend of November. The dates are synchronised with the releases in T2S (June and November). The respective release notes for the production and test environment can be found here.

Das Eurosystem hat heute seine umfassende Strategie für den Zahlungsverkehr veröffentlicht, in der es seine Vision für die Entwicklung des europäischen Zahlungsverkehrs vor dem Hintergrund des raschen technologischen Wandels vorstellt.

Im April 2026 startet der aufsichtliche Stresstest für rund 1.100 weniger bedeutende Institute. Im Vergleich zum vorherigen Stresstest wurde die Methodik dahingehend überarbeitet, dass der Prozess für alle Institute vereinfacht und das individuelle Risiko der Institute stärker berücksichtigt wird. Künftig sollen nur noch jene Institute eine Empfehlung für zusätzliche Eigenmittel erhalten, die im adversen Szenario des LSI-Stresstests ihre vorgeschriebenen Kapitalanforderungen plus eines Puffers von 500 Basispunkten unterschreiten.

Account holders without a bank sort code can submit CAM payments via the following means of communication, EBICS (Electronic Banking Internet Communication Standard) and FinTS/Online banking.

Die Europäische Zentralbank (EZB) vereinfacht ihre Prozesse für die Beurteilung von Änderungen an internen Kreditrisikomodellen der Banken. Indem diese Beurteilungen ex post statt ex ante durchgeführt werden, beschleunigt sich der Genehmigungsprozess und wird für die Banken berechenbarer. 

The validation of account numbers using the check-digit method promotes the smooth and automated settlement of payments. A transferring payment service provider or a first collecting institution must therefore check the accuracy of the payees' or payers' account numbers.

Vorherige Versionen der Allgemeinen Geschäftsbedingungen der Deutschen Bundesbank

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

The focus of interest rate statistics is the interest rates applied by domestic banks (MFIs) in Germany and the related volumes of euro-denominated deposits and loans vis-à-vis households and non-financial corporations domiciled in euro-area countries.

The Governing Council today decided to keep the three key ECB interest rates unchanged. It is determined to ensure that inflation stabilises at the 2 % target in the medium term. The war in the Middle East has made the outlook significantly more uncertain, creating upside risks for inflation and downside risks for economic growth. 

The denominations of euro banknotes embody the shared theme of "Ages and styles of Europe" and represent the architectural styles of seven periods of European cultural history. They have been legal tender in all of the participating European Union member states since 1 January 2002. In addition, the physical appearance of euro banknotes is identical throughout the euro area. The European Central Bank and the national central banks of the Eurosystem began rolling out a second series of euro banknotes in May 2013.

Wenn in der Vorlesung plötzlich Begriffe wie Finanzstabilität greifbar werden, bekommt die Wirtschaft ein neues Gesicht. Benedikt leitet heute den IT-Bereich in Hachenburg. Es motiviert mich, die nächste Generation auf ihrem Weg zu begleiten – genau wie ich damals begleitet wurde.

Nach eingehender Prüfung der Stellungnahmen zum zweiten Entwurf vom 24.06.2009 konnten am 14.08.2009 die offizielle Neufassung
der MaRisk veröffentlicht werden zu können.

With its electronic access for credit institutions, which is based on the Electronic Banking Internet Communication Standard (EBICS), the Deutsche Bundesbank offers a communication channel based on accepted protocols and standards which is capable of processing the growing data volumes in the data exchange between payment service providers with bank sort code efficiently, securely and cost-effectively.

Negotiated wages rose sharply in January.

Der Median der von den Verbraucherinnen und Verbrauchern in den vergangenen zwölf Monaten wahrgenommenen Inflation blieb unverändert, während der Median ihrer Erwartungen bezüglich der Inflation in den kommenden zwölf Monaten und jener der Erwartungen bezüglich der Inflation in drei Jahren leicht sank. Der Median der Erwartungen bezüglich der Inflation in fünf Jahren blieb konstant.

BofA Securities Europe SA verstieß vorsätzlich gegen Meldepflichten für das Marktrisiko. EZB verhängt Geldbuße von 6,2 Mio. €.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

In TIPS there are two regular releases scheduled per year – one following the second weekend of June and one following the third weekend of November. The dates have been coordinated with the releases in the other TARGET Services. This area contains information on the content as well as milestone planning of the releases.

As expected, the Deutsche Bundesbank further reduced its loss for the year in 2025. In view of a significant improvement in profitability, the loss for the year fell by more than one-half compared with 2024 to €8.6 billion. 

XML format can be used to submit payment reports pursuant to Annexes Z 4, Z 8 and Z 10 to Z 15 to the Foreign Trade and Payments Regulation. Files can be transmitted using an internet browser or, for larger volumes of data, using an automatic procedure.

Marc André verbindet in seinem Job vielseitige Analysen mit gesellschaftlicher Verantwortung. Erfahre hier, wie ein offenes, vielfältiges Arbeitsumfeld seinen Alltag prägen.

The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

Die Jahreswachstumsrate des weit gefassten Geldmengenaggregats M3 sank im Februar 2026 auf 3,0 % nach 3,2 % im Januar (korrigiert von ursprünglich 3,3 %).

The European System of Accounts (ESA) 2010 is the EU’s framework for compiling key macroeconomic statistics, such as the national accounts, the financial accounts and the balance sheets of Member States. It is based on the UN’s System of National Accounts (SNA) 2008, which is applicable worldwide.

The national accounts have the task of providing, in quantitative terms, an overall picture of economic activity that is as clear and as comprehensive as possible.

The main and longer-term refinancing operations are conducted in accordance with an indicative calendar published by the Eurosystem.

The Bundesbank regularly investigates the payment behaviour of the population in Germany.

Zahlen und Übersichten

Digitalisation, in particular, can increase productivity growth: Germany has work to do in this area, Executive Board member Fritzi Köhler-Geib said at a Bundesbank panel discussion. There, she spoke with Kristina Sinemus, Hesse’s Minister for Digitalisation and Innovation, and Claudia Nemat in her capacity as a tech entrepreneur, about boosting economic growth.

Welche Voraussetzungen muss ich erfüllen? Wie bewerbe ich mich und wie ist das Auswahlverfahren strukturiert? Hier finden Sie die Antworten auf Ihre Fragen.