Here you can find the SEPA procedural rules for the clearing and settlement in the RPS SEPA-Clearer (credit transfers, direct debits and card payments).

The objective of the Single Euro Payments Area (SEPA) is to implement schemes and standards for euro payments in the future. For reasons of efficiency, it is not practical to have national schemes and the SEPA scheme operating in parallel over the long term. This is also consistent with the long-term aim of SEPA, namely to abolish existing national payment schemes.

Here you will find all publications on the subject of "External debt".